The United States is a great place to get away from the dreary UK winter weather. States like Florida can almost guarantee sunshine and a mild sub tropical climate where you can relax and enjoy the relaxed lifestyle.
Many retired people often go to Florida in the USA from the UK, many travel for the winter sun whilst others make multiple trips every year. It is not just us Brits who holiday in the south, many Americans also travel there to over winter in the clement weather, however thy will not need travel insurance.
Travel insurance to USA for over 70's can be problematic, in fact if you are of retirement age getting travel insurance can be difficult wherever you decide to travel. If going abroad was just as easy for everyone, unfortunately it is not, if you are 65 or 70 or older then getting holiday insurance can not only be more expensive but more difficult.
Insurers use data and statistics gathered yearly to decide the premiums they need to charge and who they should and should not insure. Insurance is all about risk and many insurance companies do not want to insure high risk groups. To do this they bump up the premiums and also refuse to cover certain groups of people.
If you have a pre-existing condition you may find it almost impossible to get the cover you need to travel abroad. Serious conditions mean that the risk of you needing treatment whilst abroad means that you will be too great a risk to insure. However more minor and managed conditions you can get covered for albeit usually at a higher premium.
If you are thinking of travelling to the USA make sure you first search online to compare the different costs for a single trip or multi trip policy. There are many specialist insurers and groups that can help such as Age Concern.
